Loan update as 7/15/24, assumable loan confirmed! Assumable VA loan with rate of 2. 65%!!! This is the lowest priced 4 bedroom home in Waterleaf! Seller Motivated on one of the newest homes in Waterleaf! Cul-de- sac Living at its best on this larger corner lot! It is time to leave your lawn mower and fertilizer behind! Freedom Homes of Waterleaf include all your lawn mow/lawn edge trim care, and weed/outdoor lawn pest control. This outstanding 4 bedroom/2bath/2 car garage one story Freedom home has it all, it truly does. As this home was completed in 2021 you can be rest assured it has all of the modern architecture and design touches for today's family. The open kitchen includes desired stainless steel appliances, and upgraded granite countertops. Staggered crown molded and genuine wood doors boast elegance! The spacious living area is the optiome of an open floor plan. The home is protected by the modern automated smart home system, which allows protection with the assurance of Ultrafi internet services, one of the best wi-fi internet programs in the world! The backyard is fully enclosed with a high end optioned fence so you can entertain family & friends or let the pets play. The gated Waterleaf community offers incredible amenities with some of the finest community landscaping around. Waterleaf clubhouse has one of the finest resort style pools in South Shore with actual covered tiki huts that you would find at the finest resorts. There are 2 dog park areas, fitness trails, basketball courts and a playground providing entertainment for all! Remember that with your HOA the following are covered: maintenance lawn care, internet, and cable! The added bonus to this house is the cul-de-sac.
Cul-de-sac streets reduced traffic creates a safer environment for families with children per case studies. Unlike busy streets, cul-de-sacs experience minimal vehicle movement as they typically have only one entrance and exit point. Case studies also show living on a cul-de-sac often fosters a strong sense of community. The semicircular arrangement of houses encourages regular interaction among neighbors, leading to the development of close-knit relationships. The communal atmosphere can provide a sense of belonging for homeowners. Lastly, cul-de-sacs generally have lower crime rates. Additionally, the closed nature of cul-de-sacs allows residents to quickly identify any unusual activity, fostering a feeling of security within the community.
Riverview is close to both Tampa and Sarasota and those who live in the area can enjoy the Gulf Coast beaches, including Apollo Beach and Pelican Cove. Little Manatee River State Park and Cockroach Bay Preserve State Park are also great for outdoor adventures. CDD is also included in the current tax rate.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $330,400 | $330,400 | $330,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $695 | $695 | $695 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,061 | $2,008 | $2,611 |
Total Monthly Payment | $2,831 | $2,778 | $3,381 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.