Back on the Market! Walk to the lakes! Welcome home to this great 2 story bungalow nestled in the sought-after South Lake Morton Historic District. This is where the charm of yesterday meets the convenience of modern living. Relax on your delightful rocking chair front porch and watch life unfold around you. Situated steps away from the Polk Museum of Art, the Lakeland Library, prestigious Florida Southern College, and the bustling heart of downtown Lakeland. This home offers not just a residence, but a lifestyle. Step inside and you will be greeted by an updated interior that blends the draw of a historic home with contemporary comforts. The kitchen and dining area have been thoughtfully redesigned into an open-concept space with cathedral ceilings with exposed cedar beams, creating an atmosphere of spaciousness and warmth. Enjoy food preparation in the kitchen adorned with sleek stainless steel appliances, solid wood cabinets, and exquisite stone-look ceramic floors. The inviting living room is elegant with crown molding, built-in bookcases featuring charming glass doors, and a decorative fireplace, perfect for those cozy evenings. Admire the craftsmanship of the period-correct windows that flood the home with natural light, accentuating its timeless appeal. Retreat to your generously proportioned primary bedroom, a sanctuary of comfort and tranquility, complete with an attached master bathroom boasting vintage-inspired elegance, highlighted by a luxurious cast-iron clawfoot bathtub and shower. Throughout the home, discover delightful architectural details such as 7” baseboards, built-in cabinets by the fireplace, and crown moldings. The staircase is adorned with charming pallet walls. Outside, the fenced backyard beckons with its lush landscaping and inviting paver patio, providing the perfect backdrop for al fresco gatherings and tranquil moments of relaxation. With a covered 1-car carport, a long driveway leading to the alley for extra parking, and a convenient 6’ x 12’ shed for additional storage. Every aspect of this remarkable property has been thoughtfully assemble for effortless living. Updates include a newer roof and water heater, along with the stainless steel appliances, thre is an inside laundry room and so much more. Roof and hotwater heater were both replaced in 2018. Don't miss the opportunity to make this wonderful property your own – schedule your showing appointment today.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $245 | $245 | $245 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,023 | $1,997 | $2,564 |
Total Monthly Payment | $2,343 | $2,317 | $2,884 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.