AS LOW AS 10% of down-payment ALLOWS must DEBTS to Income ratio 30% ok !!!! Amazing Front-yard -Football field like courtyard - enjoy this summer fun time . corner upper 2 bedroom garden COOP apartment , NEW WINDOWS & NEW ROOF INSTALLED !!! Remove-able STEEP LADDERS for attic storage space. a lots of natural lights, open kitchen concept -kitchen sold as is condition , wood floor under carpet , laundry room located at basement of rear of building next to parking lot , parking stickers $30/ 1st car , 2nd car $45/monthly, garage on wait-list $110/ monthly. maintenance includes all except electric. 5% of flip tax pay by seller , owner occupied , Sublet prohibited . cats ok , No dog , close to all -Alley pond park/ 2 shopping center/bus Q27 to Flushing , Q88 to Queens Center/Elmhurst, Qm5/8/35 express to NYC midtown/Downtown. school district #26 , PS46/MS74/Cardozo HS /QCC. all in walking distance .
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$289,998
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,998 | $231,998 | $231,998 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,583 | $1,542 | $1,956 |
Total Monthly Payment | $1,658 | $1,617 | $2,031 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.