1110 TIERRA WOODS Drive, Palatka, FL, 32177 | $314,999

PRICE IMPROVEMENT! You won't want to miss out on this beautiful 3/2 POOL home with a split floor plan! Get in, in time for summer. This home is in the beautiful Tierra Woods community, but best of all NO HOA. The yard is any gardener's dream with an array of mature plant life, very well maintained throughout. Enjoy the privacy of swimming or gardening in your fully privacy fenced backyard. With a large finished FLORIDA ROOM you can prepare to entertain guests all summer in your pool. Great LOCATION just 1 mile from the elementary school, 1 mile to the Walmart, and less than 3 miles from shopping and eating in Palatka. Home has a very large walk in closet in the master room, dual vanities in the master bath, and plenty of natural lighting. 2022 roof, 2019 pool, 2018 appliances, 2017 privacy fence, 2016 water heater, 2016 interior paint, 2014 AC. With so many updates, you'll definitely want to stop by and see this home. Buyers will appreciate the pride of ownership sellers maintained.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Unit
  • Year Built: 2002
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,307
  • Acreage: 0.2
  • Est. Taxes: $2,648
  • Lot Desc: Cleared, Dead End Street, Other
  • View: Pool, Other
  • Elem. School: Kelley Smith
  • Middle School: Q. I. Roberts
  • High School: Palatka
  • Appliances: Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
  • MLS#: 2021106
  • Days on Market: 51 days
  • Website: https://www.raveis.com
    /prop/2021106/1110tierrawoodsdrive_palatka_fl?source=qrflyer
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Listing courtesy of CENTURY 21 TRITON REALTY

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1110 TIERRA WOODS Drive, Palatka, FL, 32177

$314,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $251,999 $251,999 $251,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.737% 7.055% 6.120%
Monthly Tax Payment $221 $221 $221
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,634 $1,655 $2,110
Total Monthly Payment $1,930 $1,951 $2,406

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.