Presented byKiara Rusconi |
YEAR-ROUND LAKE FRONT COTTAGE - DIRECT WATERFRONT on beautiful Lower Bolton Lake! This rarely available peaceful escape or year-round residence is ready to enjoy just in time for summer. Indulge in the serenity of lakeside living w/nearly 40' of frontage & your own PRIVATE DOCK. Panoramic views of 175-acre lake beckon kayaking, canoeing, swimming, sailing, & fishing all right from your lush, level backyard. Cozy 816sf 2-bedroom, 2-full bathroom lake house has been significantly updated & is completely turnkey w/sale also inclusive of all contents. Enclosed heated mudroom/laundry room conveniently opens to spacious eat-in kitchen w/NEW range/stove. Follow stunning water views that stream through back facing windows into well-scaled living room w/hardwood floors, neutral color palette, wall-mounted TV, & door flowing out to NEW stone patio. Pocket door opens to primary bedroom with REMODELED ensuite full bath, including large walk-in shower & vanity. A second bedroom allows for easy hosting of family & friends & serviced by another full bathroom. Other notable improvements include NEW private well, NEW dock, NEWER siding, NEWER roof, partially replaced NEW windows, 2 NEW mini-split A/C system, & NEW hot water heater. Home setback from road w/long driveway for ample off-street parking & shared turnaround for handy coming & going access. Generous yard space for outdoor fun & entertaining & just 1 mile from 27-acre Indian Notch Park w/300' sandy beach & public boat launch. A retreat from it all but just a stone's throw from all town amenities. Located just 15 miles from Hartford & neighboring the vibrant towns of Glastonbury, Manchester, and Vernon. Established rental history makes this an excellent investment opportunity as well. This sweet gem won't last!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Eat-In Kitchen | Dining Area,Vinyl Floor | Main |
Full Bath | Stall Shower,Vinyl Floor | Main |
Living Room | Patio/Terrace,Hardwood Floor | Main |
Primary Bedroom | Bedroom Suite,Ceiling Fan,Full Bath,Stall Shower,Hardwood Floor | Main |
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Luxury Properties Specialist
William Raveis Real Estate
Phone: 860.573.3382
Kiara.Rusconi@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.990.2486
paul.addamo@raveis.com
NMLS Mortgage Loan Originator ID 93047
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $366 | $366 | $366 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,047 | $1,994 | $2,532 |
Total Monthly Payment | $2,488 | $2,435 | $2,973 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.