This turnkey studio in the heart of Kensington is a true gem. As you enter this newly renovated west facing apartment there are two hall closet on one side and a sizable foyer with built-ins that can be used as a home office or study area. On the other side of the hall is a separate eat in kitchen. The windowed kitchen (2 windows!) is newly renovated with stainless steel appliances including a DW, granite countertops, and ample counter space. The living/sleeping area is spacious with double windows and a large recessed closet. The windowed renovated bathroom is white tiled. Don't lift a finger, just turn the key and welcome to your new abode!
415 Ocean Pkwy is a prewar, pet-friendly elevator building, built in 1900 and located in the heart of Kensington. The building has a live-in super, central laundry room, additional storage & bike room for a fee and a common outdoor green space in the back. In recent years they have upgraded the elevator, the common halls and restored the building's beautiful original terrazzo floors. Conveniently located on tree lined Ocean Pkwy at the corner of Cortelyou Rd, also home of the oldest designated bike path in America (1894) that connects Prospect Park which is just a short walk away with the beach at Coney Island. Convenient access to public transportation includes the F, G, Q, B trains and many bus and express bus options. Also just 4 short blocks to the many shops and restaurants on Cortelyou Rd. including Lea, Manchego, Qathra, Mimis Hummus, Sycamore and The Flatbush Food Coop. Cortelyou Rd. also hosts a Farmer's Market each weekend.
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,373 | $1,337 | $1,739 |
Total Monthly Payment | $1,448 | $1,412 | $1,814 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.