Presented byAnn Petrizzi |
Vintage country estate set on over two picturesque acres including a separate guest cottage awaits its new owners. 49 Spring Valley offers the perfect balance of peace and quiet in a location close to all the modern creature comforts you seek. Step inside the main house's freshly-painted entry hall and admire the gleaming flooring. The gourmet kitchen is the heart of the home, featuring granite counters, 42" cabinets, stainless-steel appliances and soothing radiant-heated floors. Attractive open floor plan has sun-drenched living room with multiple exposures and spacious dining room off the kitchen, making entertaining a pleasure for you and your guests. Family room down the hall gives you plenty of storage with its wall of closets. Hall bathroom with heated floors and laundry are conveniently located on the first floor. The spacious primary bedroom upstairs has an indispensable walk-in closet. Two additional bedrooms and a second bathroom with heated floors complete the second-floor layout. Versatile recreation room on the lower level is an ideal space for all ages and comes with its own entrance, large foyer and ample storage. Looking for multi-generational living or a cozy hideaway for frequent guests? Guest cottage is the ideal setup you've been looking for. Kitchen boasts crisp white cabinetry, quartz countertops, pantry and new flooring. Open-concept living has the dining room extending into the living room with a walk-in closet for storage. Light-filled primary bedroom has a double wide closet and two exposures. Another bedroom and hall bathroom complete the top floor. Lower level has additional storage, laundry and a large garage. The cottage could easily become an office, artist studio, gym or whatever suits your fancy. With all these great amenities you may never want to leave, but if you do, you have so much close by - Croton Harmon Metro-North station is a five-minute drive and Cedar Lane Town Park and the Ossining Dog Park are just down the street. Downtown Croton and Ossining are just steps away, giving you multiple options for restaurants, shopping, gyms, green spaces, bike trails and more. Don't be late for a chance to own a private country estate!
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Our Executive Mortgage Banker:
Our Insurance Division:
$849,000
Sales Associate
William Raveis Real Estate
Phone: 860.912.2260
Ann.Petrizzi@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.585.3916
Bobby.Kazarian@raveis.com
NMLS Mortgage Loan Originator ID 1875225
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $981 | $981 | $981 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,072 | $4,405 | $5,917 |
Total Monthly Payment | $5,145 | $5,478 | $6,990 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.