Nestled in Cambria Heights, this charming property presents an exceptional opportunity for both investors and homeowners alike. Step inside and discover a versatile layout with 4 bedrooms, offering ample space for all. The first floor features two cozy bedrooms, a sunlit Living Room, Dining Room, and a convenient full bathroom. With dual access to the basement, you have the flexibility to customize the space to suit your needs. Ascend to the second floor where two additional bedrooms await, along with hidden storage spaces perfect for stowing away your belongings. The fully finished basement is a hidden gem, complete with its own entrance, a second full bathroom, laundry room, gas furnace, and hot water heater. This space offers endless possibilities, whether you choose to utilize it as an additional living area, home office, or rental unit. Outside, indulge in the serenity of your inviting front porch or host gatherings in the spacious backyard. With a private driveway, parking will never be an issue. Convenience is key with this home, as it is ideally situated near the new UBS Islanders Arena, Belmont Racetrack Development, and just minutes from Long Island. Commuting to Brooklyn and Manhattan is a breeze, with the LIRR only a stone's throw away. Explore the vibrant local scene with an array of Caribbean restaurants, nightlife options, and shops at your fingertips. With a little TLC, this home is poised to become the backdrop for countless cherished memories. Don't miss out on the opportunity to make it yours - schedule a tour today and envision the endless possibilities that await!
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,999 | $559,999 | $559,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $513 | $513 | $513 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,632 | $3,679 | $4,688 |
Total Monthly Payment | $4,237 | $4,284 | $5,293 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.