Welcome to this charming 1800s home nestled in a spacious yard, this historic gem boasts lots of character and is ready to welcome you home. Approaching the property you will be greeted by a large barn perfect for storing outdoor equipment and a spacious two car garage. There is also a bonus room above the barn that is currently set up as a game room/bar area. The large yard offers many fruit trees and endless possibilities for outdoor activities. Step inside the home and you will be greeted by the newly updated kitchen that is open to the dining room which makes it perfect for entertaining. There is a large bedroom on the first floor and two more bedrooms upstairs. There is a bonus living room/den space and a partially finished attic that is perfect for storage or cozy extra living space. With some minor updates, this historic home would shine even brighter, offering a blend of old charm and modern convivence. Don't miss the chance to make this piece of history your own!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $374,400 | $374,400 | $374,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.308% | 6.644% |
Monthly Tax Payment | $243 | $243 | $243 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,586 | $2,522 | $3,236 |
Total Monthly Payment | $2,904 | $2,840 | $3,554 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.