UNIQUE PROPERTY in the Gated Community of Oakleaf Hammock Ellenton FL. Welcome to this BEAUTIFUL 4 bed 4. 5 bath home located on a corner lot with pond and lush preserve views. This impressive property is move in ready with all updates throughout. As soon as you enter the foyer you will be presented with the breathtaking view of the pond and preserve - without looking into someone's lanai - very private! From the foyer you will enter the coastal living area with reclaimed barn wood accents. A den with double doors leads to the entry for one of the two car garages. There is an updated "pool bath" for convenience when you have pool parties to keep the remainder of your home dry. Continuing into the very large master suite with customized his & hers walk in closets. Prepare to be AMAZED as you enter the stunning updated master bathroom!! WOW!! Didn't expect such a large open Spa worthy retreat. Features include rainfall shower, with double shower heads, and a soaker tub. All new cabinets with a very unique Italian tile accent wall in the "Washlet nook. " To the left of the foyer is the formal dinning room, a large laundry room with access to the second two car garage - yes this home has two - 2 car garages!! Two sizable bedrooms connected with a Jack and Jill bathroom with an updated marble counter top. A staircase leads you to a second floor bonus room set up as a home theater, projector included, with another full bathroom and storage closet. The kitchen features a walk in pantry and breakfast nook with an updated backsplash and newer appliances. The open floor plan offers a generous size family room with a stone accent wall. There is an under stair climate control storage closet. But wait there is more!!! There is another bedroom and completely remodeled full bath at the rear of this amazing home which offers privacy which could be used as an in-law suite with private exterior entry / exit. This leads you to the newly added paver patio outdoor living space with spectacular reserve and pond views. Enjoy the coconut palms blowing in the breeze. Around the corner is your private heated pool (newer heater installed in 2021) complete with cage. Another feature is a fenced in yard large enough for your pets to run around. Oakleaf Hammock is a quiet gated community in Ellenton Florida with low HOA fees and no CDD fees. Centrally located to I-75/ I-275 for easy commuting North & South. This place is ABSOLUTLY STUNNING and will not last long!!! ***Notable updates* New HVAC 2020 New Pool heater 2021 New Shingle Roof 2023 New gutters installed 2022 New vinyl plank flooring 2023 Garage floors have Polyaspartic coating 2020 Complete renovation of the outdoor landscaping 2020 Rear paver patio installed 2022.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,920 | $631,920 | $631,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $656 | $656 | $656 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,257 | $4,200 | $5,418 |
Total Monthly Payment | $5,005 | $4,948 | $6,166 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.