Welcome to the gated waterfront community of Symphony Isles. This coastal style pool home features 3-bedrooms, 3-bathrooms and is located along a deep water canal, providing direct access to Tampa Bay and the Gulf of Mexico. Boating enthusiasts will delight in the 9, 000 lb. boat lift and additional wet slip for larger boats or water toys, as well as convenient under deck storage for kayaks or paddle boards. Inside, the open floor plan is designed for easy living and entertaining. The gourmet kitchen features soft-close wood cabinets, granite counters, and stainless steel appliances with refrigerator replaced (2023). The open floor plan connects the kitchen, dining, and family rooms, enhancing the flow of daily living. Each bedroom has its own ensuite bathroom, ensuring comfort and privacy. Architectural details such as vaulted ceilings and plant shelves with uplighting add charm and character to the interior. Outside, the covered screened porch provides a perfect spot to catch some shade, while the expansive pool deck invites relaxation and enjoyment under the sun. New hurricane impact sliding doors(2022), HVAC (2016). The oversized garage offers ample storage for recreational equipment and water toys, completing the package for waterfront living. Symphony Isles is a gated community with 24-hour security, a clubhouse, pool, playground, beach area with a gazebo and BBQ facilities, volleyball courts, and a community boat ramp. With low HOA fees and no CDD, residents can embrace a resort-style lifestyle. Whether you're captivated by the tranquility of watching manatees and dolphins or the excitement of boating and fishing adventures, this home offers a relaxed coastal living experience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $563 | $563 | $563 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,884 | $3,884 | $5,138 |
Total Monthly Payment | $4,539 | $4,539 | $5,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.