Impressive MOVE IN READY 3 Bedroom, 2 Bathroom home with attached 2 Car Garage located in the desirable gated golf community of SEMINOLE LAKES. This home has been completely updated: *NEW ROOF 2023*, NEW exterior paint 2023, new granite counters in the Kitchen and bathrooms, lighting has been replaced, appliances are 3 years old and there is luxury vinyl flooring throughout the home. This light and bright home offers an open floor plan with Great Room, Dining Room, 19x18 Florida Room, well appointed Kitchen and Inside Laundry Room. The Foyer has diagonal lay tile, a transom window over the front door and a coat closet. Sliding glass doors lead from the Great Room to the Florida Room (custom enclosed lanai) that has two walls of windows and a dry bar, perfect for entertaining. A side door takes you to the backyard with greenbelt view of lush tropical landscaping. The Kitchen has new granite counters, stainless refrigerator, dishwasher, microwave and oven/range, double sink, dining area with plantation shutters and pantry closet. Great counter and cabinet space. The Inside Laundry has a washer, dryer, sink and cabinets. The Master Bedroom suite features a walk in closet and private bathroom with dual sinks, granite counters, garden tub and walk in shower. There are two additional generous sized bedrooms and the guest bathroom has granite counters and a tub/shower combination. Other features include: hurricane shutters, security system, ceiling fans, 10 foot ceilings, screened front entry, security system, window treatments. SEMINOLE LAKES features an 18 hole par 62 Ron Garl executive Golf Course, tennis, access to pickleball courts, bocce courts, heated community pool, clubhouse, fitness room, library, underground utilities. This challenging golf course has eight lakes and a spectacular view of natures wildlife. Only 10 minutes to historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, fishing piers, boat ramps, art galleries, walking and biking paths, weekend farmers markets, Fishermens Village, events and more!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $324 | $324 | $324 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,178 | $2,122 | $2,715 |
Total Monthly Payment | $2,577 | $2,521 | $3,114 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.