Tucked away in a quiet cul-de-sac in Ridgeway at White Plains is 9 Cottonwood Lane. This 2182sqft, 3 bedrooms, 2. 5 bath townhouse is not to be missed. Offering a functional layout that is spacious and easy. Entryway leads to the Formal Living Room with fireplace and Formal Dining Room with sliding glass doors to patio. The eat-in kitchen flows to a sizable Family Room and finally the laundry room with access to the 2 car garage could not be more practical. The 2nd floor offers a roomy primary suite with 2 WIC, bathroom with jacuzzi tub, separate stall shower and double vanities. 2 more large bedrooms w/ample closet space and hall bath. This sought after complex provides fun amenities including 2 hardcourt tennis and pickleball courts, an inground pool, a club house and a playground. HOA responsible for snow removal, exterior painting, gutter cleaning and landscaping. Homeowner responsible for windows/doors, garage door, mailbox and patio/decks. You'll love to call this home!
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Our Executive Mortgage Banker:
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$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.430% | 6.851% | 6.664% |
Monthly Tax Payment | $1,709 | $1,709 | $1,709 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,127 | $4,405 | $5,917 |
Total Monthly Payment | $5,928 | $6,206 | $7,718 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.