Beautifully updated Mondovi Bay Villa in Burnt Store Isles. Boasting a new roof (2023) and A/C (2019), new exterior and interior paint along with 3 bedrooms, 2 bathrooms, and oversized garage, this villa encompasses 1, 596 square feet of open living space, providing an ideal layout for comfortable and spacious living. One of the standout features of this villa is its waterfront setting, offering great views and direct access to the beautiful waters of Charlotte Harbor. With a boat slip (#1A) that has electric/water and a 10, 000 lb. lift, water enthusiasts will have quick and convenient sailboat access, allowing for endless days of adventure and exploration on the water. The well-designed floor plan offers a seamless flow throughout the home, creating a sense of warmth and elegance. Upon entering the villa, you'll notice brand new porcelain tiled floors throughout the home, high ceilings and an open/split floor plan. The chef in your family will love the spacious kitchen featuring top of the line GE LP stainless steel appliances, a breakfast bar with stylish pendant lighting, new granite countertops, pantry closet, beautiful cabinetry and a formal dining room. The great room of this villa is a true highlight, offering a tranquil retreat with its serene ambiance and water views. The double sliding glass doors allow natural light to flood the space, creating an inviting atmosphere that is perfect for relaxing or entertaining. The great room seamlessly flows onto the lanai, where you can unwind and enjoy the picturesque water view, taking in the sights and sounds of the waterfront lifestyle. The primary suite has its own sliding door to the lanai, two walk-in closets, and an attached master bath with a walk-in shower. The guest bedroom has a walk-in closet, full guest bathroom and sliding barn door feature that provides privacy for visitors. The third bedroom makes a great office/den if needed. The laundry area is located outside the guest bath. The detached garage provides ample storage space for all your belongings including pull down stairs to attic storage. The Mondavi Bay Villas community offers an array of amenities for residents to enjoy. From beautifully landscaped grounds to the in-ground heated pool and spa, covered cabana w/ BBQ grill & bar area, you'll find plenty of opportunities to socialize and connect with neighbors. Located in Punta Gorda, this villa is surrounded by the natural beauty of Southwest Florida, with its pristine beaches, world-class fishing, and charming downtown area. Enjoy the vibrant local scene, filled with boutique shops, art galleries, and delectable dining options. PLEASE ENJOY THE ATTACHED VIDEO AND 3D!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $431 | $431 | $431 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,692 |
Total Monthly Payment | $2,629 | $2,627 | $3,197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.