Under contract-accepting backup offers. Presenting a Waterfront Oasis at Kipps Colony Condos in Pasadena Yacht & Country Club! Step into luxury living with this top floor 2 bedroom, 2 bath condo in PYCC. Boating enthusiasts will be delighted by the LARGE DEEDED DEEP WATER BOAT SLIP WITH LIFT (53ftX17ft) nearly completed, while the 2 covered parking spaces and storage cage are additional sought after features. The open floor plan, high vaulted ceilings, and hardwood flooring create a bright and inviting atmosphere, complemented by a light and airy white kitchen with a breakfast bar overlooking the great room. Walls of sliding doors lead to a spacious balcony, seamlessly merging indoor and outdoor spaces and providing stunning waterfront views. The unique loft office adds additional space with water views and features a large walk in attic closet for additional storage. The primary suite is a haven of comfort, featuring a walk-in closet and an en-suite bath with a separate soaking tub and walk-in shower for a spa-like experience at home. The second bedroom offers en-suite bath access and enjoys natural light from the beautiful atrium. Embrace the pet-friendly community, with the freedom to bring along 2 pets, and enjoy the waterfront pool and spa for ultimate relaxation. Nestled within the prestigious Pasadena Yacht & Country Club, this condo offers access to a gated, golf course, and waterfront paradise. As an exclusive opportunity, the buyer of this unit can bypass the club membership waitlist and join within the first 30 days of ownership, ensuring immediate access to all the club amenities. Don't miss out on the chance to embrace waterfront living, boating, and country club luxury all in one place. Your dream lifestyle awaits at Kipps Colony Condos. (The milestone and reserves study has been completed and any assessments have been paid) Please note, average monthly fees combine the monthly condo fee as well as the PYCC master association fee.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $660,000 | $660,000 | $660,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.375% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.799% | 6.486% | 6.956% |
Monthly Tax Payment | $633 | $633 | $633 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,391 | $4,118 | $5,840 |
Total Monthly Payment | $5,116 | $4,843 | $6,565 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.