4307 Park Lake TERRACE N, Bradenton, FL, 34209 | $340,000

Under contract-accepting backup offers. This exceptional villa with 2 bedrooms, 2 bathrooms and a 1-car attached garage is the best kept secret in the heart of Bradenton. Exceptionally maintained and upgraded, this unit has a level of sophistication and design as you walk from the sidewalk to the front gate. You'll pass through the front screened lanai to the main door and into the welcoming foyer. Inside you'll find a well appointed kitchen with stone counters, stainless steel appliances and new built in large pantry. The kitchen opens up to the open-concept dining and living room featuring vaulted ceilings and a set of double sliders to access your back yard lanai that is fully walled and screened for your privacy. The outdoor space has enough space for gatherings for family and friends!!! Back inside, you'll find a master suite with a walk-in closet and ensuite bathroom. There is also a second bedroom, guest bathroom and large storage/utility closet for the perfect interior storage solution that everyone wants. Upgrades in 2022 include: new toilet lines and valves, 40 gallon water heater, GE washer and dryer, Daikin HVAC system, lighting and electrical upgrades including panel and surge protection, new ceiling fans, gutter guards. Also, in 2023, new LVP floors in bathrooms, new carpet in closets, new baseboards, closet organizers, the garage has built in custom cabinetry, repainted throughout. The community has a pool, spa, clubhouse, tennis and pickleball, plus a boardwalk and trails. You will just love your new home located in the friendly Forty Three West community!

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1986
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,100
  • Acreage: 0.07
  • Est. Taxes: $3,603
  • HOA Fee: $450 Monthly
  • Elem. School: Moody Elementary
  • Middle School: W.D. Sugg Middle
  • High School: Bayshore High
  • Pet Policy: Size Limit
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
  • MLS#: A4607952
  • Days on Market: 36 days
  • Website: https://www.raveis.com
    /prop/A4607952/4307parklaketerracen_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/2/2024 8:41:44 PM)
Listing courtesy of WAGNER REALTY   Phone: 941-727-2800

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4307 Park Lake TERRACE N, Bradenton, FL, 34209

$340,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $272,000 $272,000 $272,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.011% 7.171% 6.538%
Monthly Tax Payment $300 $300 $300
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,879 $1,808 $2,332
Total Monthly Payment $2,254 $2,183 $2,707

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.