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1157 Cassel Avenue, Bay Shore, NY, 11706 | $675,000
Located on the Bay Shore/West Islip border, this expansive raised ranch presents an exceptional opportunity for versatile living. There's a generous 10-room layout, including 6 bedrooms and 2. 5 bathrooms, this home offers ample space for growing families or those seeking room for guests and hobbies. As you step inside, you'll discover the potential waiting to be unlocked. Beneath the carpeting lies gleaming wood floors, offering the opportunity to enhance the interior with a touch of warmth and character. A separate rear entrance provides convenient access to the basement, opening up possibilities for additional space. Outside, the property spans a sprawling 1/3+ acre, providing an expansive canvas for outdoor enjoyment and entertaining. With an in-ground sprinkler system in place, maintaining the lush greenery is a breeze. Plus, the detached 576 sq', 2. 5-car garage offers added convenience and storage space for vehicles, tools, and recreational gear. One of the standout features of this home is its prime location within the Bay Shore area, while also benefiting from the highly acclaimed West Islip School District. Residents can enjoy the best of both worlds, with access to the vibrant amenities of Bay Shore, including shopping, dining, and entertainment, while also appreciating the top-notch educational opportunities provided by West Islip Schools. Whether you're a property enthusiast, a growing family, or an investor seeking potential, this home presents endless possibilities. Don't miss out on the chance to make this your next home sweet home-schedule your viewing today and seize the opportunity to unlock the full potential of this unique property! STAR Tax $13, 714
Features
- Rooms: 10
- Bedrooms: 6
- Baths: 2 full / 1 half
- Style: Raised Ranch
- Year Built: 1957
- Garage: 2-car Private, Detached, 2 Car Detached
- Heating: Oil, Baseboard, Hot Water
- Cooling: Wall Unit(s)
- Basement: Full, Partial, Walk-Out Access
- Approx Sq. Feet: 2,140
- Acreage: 0.34
- Est. Taxes: $14,700
- Lot Desc: Near Public Transit
- Elem. School: Oquenock Elementary School
- Middle School: Udall Road Middle School
- High School: West Islip Senior High School
- School District: West Islip
- Appliances: Dishwasher, Dryer, Refrigerator, Washer
- MLS#: 3546492
- Days on Market: 13 days
- Website: https://www.raveis.com
/prop/3546492/1157casselavenue_bayshore_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1157 Cassel Avenue, Bay Shore, NY, 11706
$675,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.984% | 7.146% | 6.256% |
| Monthly Tax Payment | $1,225 | $1,225 | $1,225 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,593 | $3,589 | $4,554 |
| Total Monthly Payment | $4,910 | $4,906 | $5,871 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535