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295 Fishing Cove Road, North Kingstown, RI, 02852 | $599,000
Rare opportunity in quiet association. Nestled in the serene coastal community of North Kingstown, 295 Fishing Cove Rd presents an unparalleled opportunity for waterfront living. This lovely townhouse style home boasts captivating views of the tranquil Fishing Cove and Wickford Harbor, offering a picturesque backdrop for everyday living and entertaining. Beautiful windows let the sun pour in to the open floor plan highlighting the many custom built-ins and high quality finishes, including hardwood floors, updated kitchen with granite counters & stainless steel appliances and bathroom with marble and tile shower. Additional space in the loft area makes for plentiful and easy storage. Basement offers a finished area that could be perfect for a home office or game room. This home offers a seamless blend of luxury and comfort.
ENJOY the grounds around you! This association offers space to launch your kayak, play tennis, plant your own garden and theres even an outdoor pool for seasonal use. Embraced by lush greenery and mature trees, the sprawling grounds provide a sense of privacy and seclusion, while still being conveniently located near local amenities and major transportation routes. Whether enjoying breathtaking sunrise views from the deck, or simply unwinding in the comfort of your own waterfront oasis, 295 Fishing Cove Rd embodies the quintessential coastal lifestyle. Experience the epitome of waterfront living in this extraordinary North Kingstown retreat.
Features
- Parking: 2-car
- Heating: Baseboard,Electric
- Cooling: Ductless
- Amenities: Pool,Recreation Facilities,Tennis Court(s),Garden AreaHighway Access,Marina,Pool,Recreation Area,Shopping,Tennis Court(s)
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: Common Area
- Year Built: 1972
- Common Charge: $374 Monthly
- Approx Sq. Feet: 1,616
- Est. Taxes: $6,377
- View: Saltwater,Water
- Pets Allowed: Yes
- Appliances: Dryer,Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1357347
- Website: https://www.raveis.com
/prop/1357347/295fishingcoveroad_northkingstown_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
295 Fishing Cove Road, North Kingstown, RI, 02852
$599,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.932% | 7.282% | 6.498% |
| Monthly Tax Payment | $531 | $531 | $531 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,269 | $3,228 | $4,109 |
| Total Monthly Payment | $3,892 | $3,851 | $4,732 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB