Seller paid 2/1 rate buydown incentive for qualified buyers through preferred local Direct Fannie Mae mortgage lender. Save hundreds per month on your payment for the first 24 payments on a 30 year FIXED mortgage, and then your payment reverts back to your standard fixed 30 year qualified payment for the remainder of the term or until you refinance. Much needed payment savings during the time most needed.
Payments 1-12 - discounts payment by about $478/month
Payments 13-24 - discounts payment about $244/month.
Welcome to your dream oasis in sunny New Port Richey! This updated 3 bedroom, 2 bath pool home is the epitome of Florida living, boasting a host of modern upgrades that promise comfort and style.
Step inside and be greeted by a bright and airy interior, where luxury vinyl flooring spans gracefully throughout, added in 2021 to give a chic and contemporary feel.
The heart of this home is the spacious living area, perfect for both relaxation and entertaining. Imagine cozy evenings by the poolside fireplace, or hosting gatherings with friends and family in this inviting space.
For the chef-at-heart, the kitchen is a true gem, featuring a new refrigerator installed in 2022, ensuring your culinary creations stay fresh and delicious.
The master bedroom offers a serene retreat with an ensuite bath, providing a private sanctuary after a long day. Two additional bedrooms provide flexibility for a growing family, guests, or a home office.
Now, let's talk about those upgrades! The roof was redone in 2020, the AC unit was replaced in 2019, and new windows were installed in 2021, ensuring energy efficiency and peace of mind.
The outdoor area is where this home truly shines. Step outside to your own private paradise, complete with a sparkling pool and recently updated pool equipment in 2020. Whether you're enjoying a morning swim or basking in the Florida sun, this backyard is your personal escape.
Privacy? Check! A new fence was added in 2020, offering seclusion and security for your outdoor gatherings or playtime with pets.
Conveniently located in New Port Richey, you're just a stone's throw away from local amenities, parks, and beaches. This is more than a home; it's a lifestyle.
Don't miss your chance to own this beautifully updated pool home! Schedule your showing today and start living the Florida dream.
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Our Executive Mortgage Banker:
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$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $234 | $234 | $234 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,101 | $2,047 | $2,599 |
Total Monthly Payment | $2,410 | $2,356 | $2,908 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.