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19 Church Street, Proctor, VT, 05765 | $325,000
What a beautifully renovated, warm and comfortable 4 bedroom home! Located in a wonderful small town, recent thoughtful and tasteful renovations allow you to move right in and enjoy! A welcoming front entry leads to the inviting living room with its gorgeous bay window, hardwood flooring and quality moldings. A charming dining room with 3 attractive windows, hardwood floor and great built-in cupboard offers plenty of space for family and friends to gather. The impressively updated kitchen will inspire you to cook with an abundance of attractive cabinetry, gorgeous marble island with a nice deep sink, stainless steel appliances, plenty of butcher block countertop space plus a pantry. The first floor laundry and full bath are so convenient! Also on the main floor is a bonus rm that could be used as a bedroom, office or rec rm. A pleasant 3-season porch is the prefect place to relax and unwind. Upstairs is your spacious master bedroom w/sitting room, 2 additional good sized bedrooms, bath with tile shower and bonus storage room. Detached 2-car garage, pretty side yard, private stone patio with fire pit. Proctor offers its own schools, swimming pool, skating rink, tennis courts and library. Skiing, lakes, golf and all outdoor recreational opportunities await just minutes away!
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 1 full / 1 three-quarter
- Style: Other
- Year Built: 1900
- Garage: 2-car Garage
- Heating: Forced Air
- Cooling: None
- Basement: Full,Sump Pump,Unfinished,Exterior Access
- Approx Sq. Feet: 1,968
- Acreage: 0.25
- Est. Taxes: $3,610
- Lot Desc: Corner
- Elem. School: Proctor Elementary School
- Middle School: Proctor Jr/Sr High School
- High School: Proctor Jr/Sr High School
- MLS#: 4992280
- Website: https://www.raveis.com
/prop/4992280/19churchstreet_proctor_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/12/2024Listing courtesy of Four Seasons Sotheby's Int'l Realty Phone: 802-774-7007
Listing Agent: Jean Chamberlain
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
19 Church Street, Proctor, VT, 05765
$325,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.880% | 7.042% | 6.276% |
| Monthly Tax Payment | $301 | $301 | $301 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,752 | $1,708 | $2,193 |
| Total Monthly Payment | $2,128 | $2,084 | $2,569 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484