Step inside this delightful 2016 Kolter Jasmine Floorplan designed with two bedrooms, plus a bonus room that can be used as a third bedroom, craft area, office or traditional den, and two bathrooms. The home is nestled within the gated, 55+ Victoria Gardens neighborhood. As you tour the home you will discover a home that blends comfort, upgrades and thoughtful design. A natural conservation area view can be enjoyed behind the home, where nature meets your backyard. The fenced backyard is perfect for your furry friends or relaxing in privacy. Upgraded Options in this beautiful home include 8 ft doors, a leaded glass front door, tray ceilings, recessed lighting, ceiling fans, Plantation shutters, an expanded patio, and a custom drapery across the expansive glass slider doors. The great room layout is the heart of the home and is ideal for gatherings with your friends. The fantastic kitchen features 42" maple cabinets with crown molding, soft closure cabinets and drawers, granite countertops, breakfast bar, stainless steel appliances, gas range, and an eat-in breakfast nook. You can spoil yourself in the master bedroom suite with two walk-in closets, an ensuite bathroom featuring double vanities and a large glass-enclosed walk-in shower. The second bathroom is adjacent to the guest bedroom. The garage has 240 volts wiring for electric vehicle (EV) charging. (Note: charging equipment will go with the current owners. ) The HOA fee includes lawn care, cable TV, high-speed internet, and reclaimed water for irrigation; as well as access to the clubhouse, swimming pool, pickleball and tennis courts, fitness room and Lifestyle programs. Lifestyle programs include multiple fitness programs, social clubs and games, as well as evening activities. The location is convenient to I-4 offering easy access to historic downtown DeLand, the east coast beaches, the famous Daytona International Speedway, three airports within an hour, and Orlando is only forty minutes away. This home is a blend of comfort, convenience, and community. Don't miss the opportunity to make it yours.
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Our Executive Mortgage Banker:
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$360,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $289 | $289 | $289 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,797 | $1,750 | $2,276 |
Total Monthly Payment | $2,161 | $2,114 | $2,640 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.