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Presented by
Maria Miller |
488 Guinea Road, Charlotte, VT, 05445 | $2,749,000
Warm and inviting with lots of sunlight and a sense of place, this remarkable property blends craftsmanship, natural beauty and new high-end touches. Located on 20 acres, surrounded by a frog pond and fireflies, on one of the most desirable streets in Charlotte, this home has plenty of space to enjoy all that Vermont has to offer. With 4 bedrooms and 5 baths, including a guest suite that can sleep 6+ in the main house, plus a separate finished space over the garage, friends and family will no doubt find ways to visit often. Puzzles and games are enjoyed in the sunroom or newly finished playroom downstairs, alongside a home gym, or by the fireplace in the cozy living room. Entertain effortlessly in the new contemporary dining area and gourmet kitchen, connected to the beautiful back deck, gazebo and stone outdoor fireplace, complete with a pizza oven and veggie garden beyond. An attached 3-car heated garage with a new electric charger, plus 2 more garage bays across the way, welcome car and sports enthusiasts alike. Work easily from home in one of two new offices on the fiber optic network, then head outside to walk or bike Guinea road, hike Mount Philo, boat on Lake Champlain or ski Sugarbush or Stowe before coming home to the incredible views of Camel’s Hump and endless stars above. Just 20 minutes south of Burlington and 30 minutes north of Middlebury, Charlotte is a vibrant community, and 488 Guinea Road is a generational property located in the heart of it!
Features
- Rooms: 16
- Bedrooms: 4
- Baths: 2 full / 2 three-quarter / 1 half
- Style: Colonial
- Year Built: 1989
- Garage: 5-car Garage
- Heating: Baseboard,Hot Water,Radiant Floor
- Cooling: Central AC,Multi Zone
- Basement: Climate Controlled,Concrete,Full,Insulated,Partially Finished,Stairs - Interior
- Approx Sq. Feet: 5,759
- Acreage: 20.38
- Est. Taxes: $26,203
- Lot Desc: Country Setting,Field/Pasture,Level,Secluded,View
- Elem. School: Charlotte Central School
- Middle School: Charlotte Central School
- High School: Champlain Valley UHSD #15
- School District: Champlain Valley UHSD 15
- MLS#: 4992259
- Website: https://www.raveis.com
/eprop/4992259/488guinearoad_charlotte_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/19/2024
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Maria MillerSenior Sales Associate
203.858.3504
Maria.Miller@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69957
914.260.5535
Mace.Rattet@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69244
914.260.2006
Francine.Silberman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Michael AlvordInsurance Sales Director, William Raveis Insurance
203.925.4507
Michael.Alvord@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
488 Guinea Road, Charlotte, VT, 05445
$2,749,000
Maria Miller
Senior Sales Associate
William Raveis Real Estate
Phone: 203.858.3504
Maria.Miller@raveis.com
Mace L. Rattet
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
Francine Silberman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $2,199,200 | $2,199,200 | $2,199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
| Monthly Tax Payment | $2,184 | $2,184 | $2,184 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $13,185 | $14,264 | $19,157 |
| Total Monthly Payment | $15,494 | $16,573 | $21,466 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484