Beautiful 4-bedroom Colonial home set on 1. 4-acre lot includes a fenced in back yard. Enjoy the open flow from the kitchen, featuring stainless steel appliances, to the light filled great room with a cozy pellet stove for extra charm. From the great room access the deck that overlooks the back yard to sip your morning coffee, or unwind at the end of the day. Enjoy informal eating at the breakfast bar or the dining nook between the kitchen and the great room. There is a formal dining room for entertaining and those special occasions and the living room offers an additional place to gather. Hardwood floors grace this lovely and inviting main level. Upstairs the primary bedroom with ensuite bath and jetted soaking tub awaits. There are three additional bedrooms, and a hallway full bath. The smallest of the bedrooms is currently used as a home office. In addition to all of this, the partially finished lower level with ample daylight windows provides plenty of space for an exercise area, workshop, entertaining and recreation. Please note, that the current workshop set up does not convey with the home. This walk-out lower level leads to the inviting patio. Retreat to the tranquility of the fenced backyard, where you can choose between the deck or the ground level patio both providing the perfect setting for outdoor entertaining or serene relaxation. Storage and parking are conveniently handled with an unfinished area of the basement along with the attached 2-car garage.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 15X13 | Upper |
Bedroom 2 | Wall/Wall Carpet | 13X10 | Upper |
Bedroom 3 | Wall/Wall Carpet | 10X9 | Upper |
Dining Room | 9 ft+ Ceilings,Hardwood Floor | 14X13 | Main |
Eat-In Kitchen | 9 ft+ Ceilings,Breakfast Bar,Breakfast Nook,Hardwood Floor | 21X13 | Main |
Family Room | 9 ft+ Ceilings,Balcony/Deck,Built-Ins,Pellet Stove,Hardwood Floor | 15X13 | Main |
Living Room | 9 ft+ Ceilings,Hardwood Floor | 15X13 | Main |
Primary Bath | Double-Sink,Hydro-Tub,Stall Shower,Tile Floor | 10X9 | Upper |
Primary Bedroom | 9 ft+ Ceilings,Wall/Wall Carpet | 17X14 | Upper |
Rec/Play Room | Patio/Terrace,Engineered Wood Floor | 41X27 | Lower |
Rec/Play Room | Engineered Wood Floor | 41X27 | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.936% | 7.159% | 6.276% |
Monthly Tax Payment | $687 | $687 | $687 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,974 | $2,898 | $3,677 |
Total Monthly Payment | $3,753 | $3,677 | $4,456 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.