Cozy waterfront year-round home with large sunroom, the full front of the house, looking out over the water, attached to a large deck with motorized awning and stairs to the private side yard. House is located next to the residential only beach; the lake has boating and some fishing as well as the fun of having a beach next door. House has wood floors in the living room and 1st floor bedroom, Kitchen has tile floors that reflect a cool water feel. The kitchen also features a large island that will seat 5 to 6 people, lots of cabinets and all appliances stay. Off the kitchen is a ¾ bath and a laundry/panty room which has washer, dryer and closets for storage, can goods and extra closet for you decide to use. Go up the stairs to the primary bedroom where the view is beautiful. There is a ½ bath in the primary bedroom and room for an office or update bath by adding a tub or shower. There is also storage on the far side of the stairs as well. House has a 1 car garage, parking for 3 to 4 cars in front. Newer well and new water treatment system in basement. Set up your appointment and come see for yourself.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,999 | $399,999 | $399,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.042% | 6.276% |
Monthly Tax Payment | $437 | $437 | $437 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,695 | $2,628 | $3,373 |
Total Monthly Payment | $3,207 | $3,140 | $3,885 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.