Live the waterfront dream! Impressive villa at Villas of Bal Harbor in Punta Gorda Isles. This WATERFRONT VILLA has an ASSIGNED DOCK that accommodates a boat up to 28 feet. Concrete dock, concrete seawall and only 15 minutes to Charlotte Harbor through Buckley's Pass. GREAT CANAL VIEW! Well maintained 3 Bedroom, 2 Bathroom Villa with attached 2 Car Garage. Two Bedrooms with closets and generous sized third Bedroom with two windows, no closet. COMPLETELY REMODELED RECENTLY. All NEW appliances. **TURNKEY FURNISHED** (includes dishes, utensils, small appliances, etc) Ask your agent for attached list of additional items in garage. This light and bright villa with two skylights offers an open and split bedroom floor plan with Foyer, Great Room, Dining Area, well equipped Kitchen, Inside Laundry and Lanai with water view, screens, sliding windows and air conditioning/heat. The Great Room features wood look tile flooring, soaring cathedral ceiling, wet bar, dining area and sliding glass doors to the Lanai. The Kitchen features granite counters, wood cabinets, refrigerator, built in microwave, oven/range, disposal, dining area, skylight, storage room with HWH and Laundry closet with stacked washer and dryer. The spacious Master Bedroom suite offers Lanai access, built in closet plus walk in closet and private bathroom with dual sinks, granite counters, wood cabinets, walk in shower. There are two large guest bedrooms, one with double closet, additional closet space, built in dresser and wood look tile floor. The guest bathroom has granite counter and wood cabinet and tub/ shower combination. Your living space extends to the Lanai where you can watch the sun rise while drinking your morning coffee. There is a back door where you can head to your dock to jump in your boat or do a little fishing. There is also a courtyard in front of the villa between the villa and the garage -great for grilling or just relaxing. Other features include hurricane shutters, new garage door and garage door opener, skylight in Kitchen and skylight in Great Room, *NEW METAL ROOF 2023*. Villas of Bal Harbor has a large heated community pool with deck for sunbathing and fabulous water view. This villa is snowbird owned with very light usage. Villas of Bal Harbor is 5 minutes to Golf at St Andrews South Golf Club and 10 minutes to Fishermen's Village and downtown Punta Gorda shopping, dining, medical care, waterfront parks, fishing piers, boat ramps, walking and biking paths, art galleries, weekend farmers markets, events and more! This is a beautiful home in a great community!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $454 | $454 | $454 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,230 | $2,228 | $2,874 |
Total Monthly Payment | $2,759 | $2,757 | $3,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.