Spacious 3 Bedroom, 2 full Bathroom home with attached 2 Car Garage located in the Shadowmoss section of OAK HOLLOW in Port Charlotte. Large rooms, high ceilings and natural light through large windows. There is a large Great Room with soaring cathedral ceiling and plant shelves, large Dining Room with sliding glass doors to the backyard, well equipped Kitchen Inside Laundry. The Kitchen features wood cabinets, oven/range, dishwasher, French door refrigerator, pantry closet and dining area. The Master Bedroom suite has a walk in closet and private bathroom with his and hers sinks, garden tub and walk in shower. There are two additional generous sized bedrooms with double closets and the guest bathroom has a tub/shower combo. Other features include hurricane shutters, screen sliding doors at the garage entrance, transom window over the front door, rain gutters, mature landscaping, sidewalks, tile flooring throughout the living areas and carpet in the bedrooms. Some items will convey with the house including TV and electric fireplace in the Great Room, breakfront in the Dining Room, bicycle in the Garage. Oak Hollow residents enjoy county water and sewer, underground utilities, paved sidewalks. Residents have access to the Oak Hollow Recreation center which includes a heated swimming pool, exercise room, table tennis, children's playground, tennis court, pickleball, bocce ball court, billiards room, basketball court, lending library and picnic tables shaded by beautiful old oak trees. This is a deed restricted community with a low quarterly fee of $208. This home is minutes from the heart of Port Charlotte shopping, dining, medical care, waterfront parks, entertainment and Charlotte Sports Park- home to Tampa Bay Rays for spring training. This is a spacious home in a great community!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.429% | 6.149% | 5.152% |
Monthly Tax Payment | $99 | $99 | $99 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,583 | $1,581 | $2,071 |
Total Monthly Payment | $1,757 | $1,755 | $2,245 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.