New house to be built home on Isle La Motte features open-plan living on 1, 200 square foot level minutes to Lake Champlain. Step into a spacious, airy kitchen-living-and-dining space that’s perfect for cooking, entertaining and watching the game — even all at the same time. The kitchen door leads to a large, level back yard. Anderson windows frame beautiful country views throughout the house. You’ll find your private principal bedroom and ensuite bath on the same level, along with two additional bedrooms and a second bathroom. Clever features like multiple zones of radiant floor heating (even in the garage!), a standing seam steel roof and vinyl siding for a carefree maintenance free home that offers a comfortable easy living. Both baths feature ceramic tile and stone counters; the kitchen will include solid stone surfaces and all-new appliances. This spot is ideal for peaceful country life and for entertaining. Bike, walk or drive only a half-mile to enjoy swimming, fishing or boating on Lake Champlain. Public launches located on the west and east shore. While the local community is great, you can easily enjoy big city amenities in Burlington and Montreal, too: they’re about an hour’s drive away. Construction will be finished in the fall of 2024, but this opportunity won’t last! Don't miss out on this captivating home. This property is agent owned, please call or email to learn more.
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,200 | $367,200 | $367,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,505 | $2,441 | $3,099 |
Total Monthly Payment | $2,580 | $2,516 | $3,174 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.