REDUCED BY MOTIVATED SELLER! LOVELY LANDSCAPING graces the front of this BLOCK & STUCCO Designer SOMERSET located in the very desirable Village of MALLORY SQUARE with BOND PAID, 2023 ROOF & 2020 HVAC! CROWN MOLDING and WINDOW TREATMENTS are in place throughout the home. The PRIMARY SUITE offers a large bedroom with LIGHTED CEILING FAN & ENSUITE BATH, including WALK IN SHOWER, double vanities, separate water closet, linen closet and large WALK IN CLOSET. The guest area is located on the other side of the home and includes 2 AMPLE GUEST ROOMS with LIGHTED CEILING FANS and a guest bath with tub/shower combination. Windows in all three rooms provide plenty of natural light. The OPEN FLOOR PLAN offers great flow through living, dining and kitchen areas for easy entertaining or everyay living. The upgraded GRANITE & CHERRY ISLAND KITCHEN has STAINLESS APPLIANCES, TUMBLESTONE BACKSPLASH beautiful custom cabinetry, pendant lighting, pantry and a SECOND WATER HEATER. Sliding doors offer access to the lanai that is PAVED and ENCLOSED with STACKING SLIDERS that open wide to incorporate the adjoining BIRDCAGE when weather permits. The birdcage also opens to an OUTSIDE PATIO AREA with PERGOLA - a great spot for your grill. Nice landscaping completes the back yard. The home has an INSIDE LAUNDRY ROOM with WASHER, DRYER, storage cabinets, DEEP SINK and FOLDING COUNTER plus a WHOLE HOUSE VACUUM system. The OVERSIZED GARAGE has EPOXY FLOOR, PLENTY OF STORAGE CABINETS, a WORKBENCH, ROOM FOR GOLF CART, added fans and lighting and a second deep sink. A short walk or golf cart ride to Mallory Square Community Pool, Coconut Cove Rec Center and Mallory Hill Country Club & Restaurant. Also just 2 miles to HAVANA COUNTRY CLUB & RESTAURANT or 2 miles to LAKE SUMTER LANDING with over a dozen restaurants, lots of retailers including Barnes & Noble, WINN DIXIE grocery store, many medical offices, 2 urgent care clinics and FREE NIGHTLY ENTERTAINMENT on the square. Less than 5 miles to SPANISH SPRINGS and 7. 5 miles to BROWNWOOD PADDOCK SQUARE. A great central location that lets you easily get to Villages points of interest, golf, pools, rec centers, retailers and restaurants - north and south - by golf cart or car. Call to view today!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.042% | 6.276% |
Monthly Tax Payment | $363 | $363 | $363 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,420 | $2,360 | $3,029 |
Total Monthly Payment | $2,858 | $2,798 | $3,467 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.