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11 First Avenue, Orleans, VT, 05860 | $175,000
Nestled in the heart of the NEK, this adorable cape has so much to offer! Located at the end of a dead end street, the home sits on a mostly level lot. The current owner just installed a brand new furnace and has been doing updates to the home; paint, some upgraded electrical and plumbing and more! The rooms are super cozy and quaint, the detail of the older "Vermont style" village home has been preserved beautifully. There is a large covered porch off the living room area, great for entertaining. Apple trees and a beautiful lilac tree will delight you three months of the year! You can tell this home has been lovingly cared for and maintained. The location is close to shopping and sits in the Lakes Region of Vermont; a short drive will get you to Crystal Lake, Lake Willoughby, and Lake Memphremagog! A thirty-five minute drive to Jay Peak Resort and 20 Minutes to Canada Magog offers fantastic shopping! If you are looking for an affordable, turn key property, this is one you don't want to miss!
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full
- Style: Cape
- Year Built: 1900
- Heating: Forced Air
- Cooling: None
- Basement: Concrete,Full,Stairs - Interior,Sump Pump,Unfinished
- Approx Sq. Feet: 1,001
- Acreage: 0.23
- Est. Taxes: $1,992
- Lot Desc: Landscaped,Neighbor Business
- Elem. School: Orleans Elementary School
- Middle School: Orleans Elementary School
- High School: Lake Region Union High Sch
- School District: Orleans Central
- MLS#: 4992162
- Website: https://www.raveis.com
/prop/4992162/11firstavenue_orleans_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/27/2024Listing courtesy of Edge Realty Vermont Phone: 802-279-4590
Listing Agent: Terri Edgerley
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
11 First Avenue, Orleans, VT, 05860
$175,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $140,000 | $140,000 | $140,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.500% | 7.125% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 8.051% | 7.295% | 6.623% |
| Monthly Tax Payment | $166 | $166 | $166 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $979 | $943 | $1,210 |
| Total Monthly Payment | $1,220 | $1,184 | $1,451 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484