4234 Floramar TERRACE, New Port Richey, FL, 34652 | $375,000

Under contract-accepting backup offers. Welcome home to this charming waterfront home! This 3 bedroom, 1. 5 bath, 1 car garage home is located in the highly desirable Gulf Harbor's community with an optional civic association membership for only $125 annually, which includes a private boat ramp and civic association activities! There is also the amazing opportunity to have access to the private beach club for residents for only $200 a year as an option. The beach features plenty of beach front cabanas, grills, swimming access and beautiful sunsets from this hidden gem! Jump in your golf cart and ride to the private beach club and enjoy the close proximity to restaurants and shopping. The home is situated on a stunning lot with direct access to the open Gulf of Mexico from the North Channel by going under the Floramar bridge. With a long driveway, that could easily be widened, you'll have plenty of driveway space. The backyard is HUGE and is fully fenced in for your pets! This LARGE yard has plenty of room and boasts a beautiful seawall with floating dock and is ready for your boat lift to be added! Entering inside the terrazzo floors can be refinished or you can easily add new flooring to modernize this great floor plan. With two bedrooms and one full bathroom located on the left side of the home, the master bedroom is located in the back of the home that features views of the water! The master suite also has its own half bathroom and closet that leads out to the second living room! The back living room leads directly out to your private dock. The spacious 1 car garage is deep and encloses the washer and dryer. The AC was replaced in 2017 and the roof was replaced in 2013 and is ready for its new owner! Check this charming waterfront home situated on a huge lot before its gone! This home is within close proximity to downtown New Port Richey.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: In Garage
  • Year Built: 1968
  • Garage: 1-car Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,233
  • Acreage: 0.15
  • Est. Taxes: $1,529
  • HOA Fee: $125 Annually
  • Lot Desc: Flood Insurance Required, Oversized Lot
  • View: Water
  • Pet Policy: Yes
  • Appliances: Cooktop, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: T3515280
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /prop/T3515280/4234floramarterrace_newportrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/30/2024 10:32:08 PM)
Listing courtesy of INSPIRED REALTY, LLC   Phone: 727-503-7865

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4234 Floramar TERRACE, New Port Richey, FL, 34652

$375,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $300,000 $300,000 $300,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.011% 7.308% 6.644%
Monthly Tax Payment $127 $127 $127
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,072 $2,021 $2,593
Total Monthly Payment $2,274 $2,223 $2,795

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.