Under contract-accepting backup offers. Welcome home to this charming waterfront home! This 3 bedroom, 1. 5 bath, 1 car garage home is located in the highly desirable Gulf Harbor's community with an optional civic association membership for only $125 annually, which includes a private boat ramp and civic association activities! There is also the amazing opportunity to have access to the private beach club for residents for only $200 a year as an option. The beach features plenty of beach front cabanas, grills, swimming access and beautiful sunsets from this hidden gem! Jump in your golf cart and ride to the private beach club and enjoy the close proximity to restaurants and shopping. The home is situated on a stunning lot with direct access to the open Gulf of Mexico from the North Channel by going under the Floramar bridge. With a long driveway, that could easily be widened, you'll have plenty of driveway space. The backyard is HUGE and is fully fenced in for your pets! This LARGE yard has plenty of room and boasts a beautiful seawall with floating dock and is ready for your boat lift to be added! Entering inside the terrazzo floors can be refinished or you can easily add new flooring to modernize this great floor plan. With two bedrooms and one full bathroom located on the left side of the home, the master bedroom is located in the back of the home that features views of the water! The master suite also has its own half bathroom and closet that leads out to the second living room! The back living room leads directly out to your private dock. The spacious 1 car garage is deep and encloses the washer and dryer. The AC was replaced in 2017 and the roof was replaced in 2013 and is ready for its new owner! Check this charming waterfront home situated on a huge lot before its gone! This home is within close proximity to downtown New Port Richey.
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Our Executive Mortgage Banker:
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$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.308% | 6.644% |
Monthly Tax Payment | $127 | $127 | $127 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,072 | $2,021 | $2,593 |
Total Monthly Payment | $2,274 | $2,223 | $2,795 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.