Experience the quintessential beachside lifestyle in this captivating home! Nestled in walking distance to direct beach access and the vibrant Port Orange 'Down Under' district, every day feels like a vacation. Indulge in the coastal charm of this area, boasting Dunes Brewing, Deck Down Under, Jimmy Hulas, and a calendar full of seasonal events just steps away from your door. Step inside to discover a spacious open floor plan flooded with natural light, inviting you to unwind in the large living room or bask in the sun-soaked Florida room. The recently updated kitchen is a chef's dream, featuring a breakfast nook and seamless access to the tropic-themed outdoor seating area—perfect for savoring the ocean breeze and soothing sounds of the waves. Forget about worrying over sand-filled carpets—this home boasts durable wood plank tile throughout, ensuring effortless cleanup after beach days. Plus, with extra private parking for your boat or R/V, adventure is always within reach. But the perks don't end there—benefit from the potential for short-term rental income, a newer HVAC system, updated electrical panel, and a brand NEW roof installed in 2023, providing peace of mind for years to come. Retreat to the ultra-private semi-fenced tropical backyard, nestled on a tranquil cul-de-sac, and relish in the convenience of a boat ramp just 5 minutes away.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$519,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,920 | $415,920 | $415,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $170 | $170 | $170 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,767 | $2,764 | $3,566 |
Total Monthly Payment | $3,029 | $3,026 | $3,828 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.