Built in October 2023, this end unit townhome is nestled in the private community of Liberty Commons in Middletown, NY. The master suite has two walk in closets, and a large bathroom with walk in shower. In addition to a second bedroom, there is a flex space (8x15) that can be used as a home office or playroom. The owner added very nice upgrades, including a gas fireplace, pendant lighting above kitchen island, ceiling fans, tankless hot water heater and window treatments. Natural light beams throughout the home, and there is plenty of closet space. Hardwood floors, brand-new stainless-steel appliances, and new washer and dryer making moving in a breeze. The garage can accommodate 2 vehicles. Just minutes from shopping, eateries and the Medical Center, and very close proximity to the train station, Route 17 and 84. Pine Bush School District. Ring door camera system will be left for new owners. HOA includes exterior maintenance, snow removal, trash collection, water. You must see it to appreciate the beauty.
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Our Executive Mortgage Banker:
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$429,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,999 | $343,999 | $343,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.984% | 7.146% | 6.256% |
Monthly Tax Payment | $658 | $658 | $658 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,289 | $2,286 | $2,901 |
Total Monthly Payment | $3,022 | $3,019 | $3,634 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.