*PERFECT MORNINGSIDE 3BDR CONDO WITH LOW MONTHLIES* Enjoy treetop, park-adjacent living in this expansive, beautifully updated three-bedroom, two-bathroom condominium offering a sprawling, split-bedroom layout and 14 years of tax abatement in residential South Harlem, just inches from Morningside Park. Inside this 1, 224-square-foot residence, tall ceilings, gleaming hardwood floors and large windows on three exposures create a bright and airy ambiance that's so nice to come home to. A large foyer opens to a breathtaking open-plan living/dining room stretching 32 feet long past interior light-well windows to treetop northern views. Enjoy a generous footprint for relaxing, entertaining and working from home, or head to the renovated windowed kitchen to find new custom cabinetry trimmed with Caesarstone countertops and honed Calacatta Gold marble subway tile by Akdo. The new stainless steel appliances include a hidden dishwasher. The desirable split-bedroom layout begins with a serene owner's suite featuring a king-size bedroom, a custom Elfa walk-in closet, and a renovated windowed en suite spa bathroom featuring a recessed medicine cabinet and walk-in shower surrounded by Calacatta Gold subway tile and herringbone tile floors. Across the home, two oversized secondary bedrooms with roomy closets flank a full guest bathroom. A large coat closet, a linen closet and an in-unit washer-dryer add convenience to this lovely uptown retreat. Morningside Court is a beautifully maintained contemporary condominium set within a row of historic buildings featuring updated mechanicals. Residents of the pet-friendly elevator building enjoy live-in superintendent service, video intercom entry, a landscaped common courtyard, a community room with a kitchen, storage and a bike room. J-51 tax abatement is in effect through 2038. Located on a tree-lined street where Harlem meets Morningside Heights, this home is surrounded by breathtaking architecture and Harlem's renowned dining and nightlife. The exciting 125th Street retail corridor and the stunning Columbia and CUNY City College campuses are minutes away. Morningside Park, Marcus Garvey Park and Central Park fill the neighborhood with hundreds of acres of outdoor space. Nearby 2/3, B and C trains, excellent bus service and CitiBike stations put the rest of the city within easy reach. Current ongoing assessment of $536. 04/mo. Note this must be for primary residency and can not be used for investment purposes.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,080,000 | $1,080,000 | $1,080,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.430% | 6.851% | 6.664% |
Monthly Tax Payment | $103 | $103 | $103 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,562 | $7,005 | $9,408 |
Total Monthly Payment | $6,790 | $7,233 | $9,636 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.