Available Again at no fault of the Home. . . . Beautiful Home with No Rear Neighbors and a New LOWER PRICE! Welcome to 5283 Indian Ocean Loop. Located in the Highly Sought after and Exclusive 55+ Gated Community Royal Harbor. This wonderful home features 3 Bedrooms, 2 bathrooms with a 2 car Garage. New Roof in 2021. This home is so very light and bright throughout! Tons a Natural light. You will fall in love with the Kitchen and all of the storage and the beautiful cabinetry. The multi-windowed breakfast nook flowing into the spacious kitchen w/ 42” maple cabinets with glass doors. The Great Room/Dining area is very open and can be used in many different ways. A wall of sliding glass doors opens to the back Screened Porch overlooking the park-like conservation area and no rear neighbors. The large Master Suite offers vaulted ceilings, a walk-in closet and an en-suite Master Bath with a walk-in shower and a built-in shower bench. With the split floorplan, the additional 2 bedrooms are located on the other side of the home along with the second bathroom. The beautiful lot features Mature landscaping, the home has natural gas, an inside laundry room and an irrigation system. Royal Harbor sits along the shores of Little Lake Harris; just one of seven lakes that make up The Harris Chain of Lakes. The waterfront clubhouse features a large social hall, catering kitchen, stage, dance floor, arts and crafts room, billiards room, library, computer room, Fitness Center, and more. Outdoor amenities include a screened Junior-Olympic sized heated pool and spa, tennis, pickleball, bocce, shuffleboard, and horseshoes. A picnic pavilion at the lake and the Lighthouse are great places to gather with friends. Hickory Point Recreation Facility is just across Hwy 19 and features several boat launch slips. Store your boat, RV, or trailer in our gated Storage area all included in your HOA dues. Do not wait to tour this home! All information recorded in the MLS is intended to be accurate however, it should be independently verified by buyer and their agent. Check out the Virtual tour: https: //media. theflashbackphoto. com/videos/018f3696-1af4-7123-9dc9-2d4969f13479
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $384 | $384 | $384 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,617 | $1,595 | $2,058 |
Total Monthly Payment | $2,076 | $2,054 | $2,517 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.