Welcome home to an exquisite oasis nestled within the prestigious Reserve at Loch Lake, where luxury meets convenience in the heart of the highly sought-after Lake Mary School District. This well maintained 3-bedroom, 2. 5-bathroom townhouse exudes elegance, offering a lifestyle of unparalleled comfort and serenity. The large covered entry and 2 car garage set the stage for all of the wonderful features. As you enter, you are greeted by a spacious 1648 sq. ft. of living area. The first floor features a large living room, a gourmet kitchen, a dining room, and a convenient half bath with maintenance-free tile throughout the entire downstairs. The kitchen is a chef's delight with upgraded cabinets, granite countertops, a center island, and stainless steel appliances. The half bath is tucked away at the other end of the gathering spaces on the first floor, offering guests complete privacy. On the second floor, you'll find all three bedrooms thoughtfully positioned for privacy. The master retreat is a true sanctuary with tray ceilings, a walk-in closet, and stunning view. The master bath has dual sinks and a secluded toilet with its own door. Additional features of this home include an attached 2 car garage, a large laundry room with ample shelf space for storage, modern ceiling fans and light fixtures in the bedrooms and living area.
Relax and enjoy the gated community's lakefront amenities. Unwind in the community swimming pool and the open-air cabana with a covered picnic area. Situated just off Lake Mary Blvd and minutes from I-4, this townhome offers easy access to major thoroughfares for quick commute to various destinations. Don't miss the opportunity to make this updated townhome yours! Schedule your appointment today!
This property qualifies for two grants totaling $17, 500 from Bank of America: Down Payment Grant, which is 3% of the sales price up to $10k, and America Home Grants, for closing cost up to $7, 500. Also, the loan lends up to 97%, the minimum credit score is 640
Brand new garage motor and springs, updated appliances. HOA covers the lawn maintenance, gated security, community pool and covered patio, street lights and roof maintenance and replacement when needed.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $205 | $205 | $205 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,653 | $1,653 | $2,150 |
Total Monthly Payment | $1,933 | $1,933 | $2,430 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.