Under contract-accepting backup offers. UNRIVALED DIRECT GULF FRONT Island Retreat at Harbour Light Towers, one of Sand Key’s FINEST Gulf front Condo Communities! Resort style living all year round! Surf, Sea & Sand await you at this FABULOUS residence on the Barrier Island! Rarely available 1 bedroom, 1. 5 bath condo with extra wide sliders makes this a one of a kind model in Harbour Light Towers with two sets of sliding doors leading to a private oversized 25X18 balcony makes this the perfect Gulf front OASIS! Enjoy the PANORAMIC Waterfront Views & evening sunsets in this SECURE, gated community with Private Beach access and secure under building parking! This STUNNING Coastal Contemporary residence with an oversized, extended balcony along with a private, covered lanai/cabana is perfect for an intimate evening! Enjoy and marvel at the Million $$ views of the Gulf of Mexico from every point in the unit and the feeling of understated elegance and superior taste! The Unit is being sold FULLY FURNISHED (minus a few personal effects) …. Just bring your toothbrush! Upon entering, you're immediately awed by the SUN FILLED open living area with the living and dining room combination that are adjacent to the elegantly appointed kitchen with an extended breakfast bar - perfect for the cook who does not want to be separated from family & guests! The Primary suite is ideally situated on the Gulf with immediate access to the balcony where you can enjoy tangerine sunsets daily! There is a half bath conveniently located off the kitchen and entry. Harbour Light Towers has been a mainstay on Sand Key since 1974, with exclusive 24 hour security, gated & secure access to the community, coded access to the lobby, storage closet in the corridor laundry room (laundry room every floor) and enjoy your own private beach access. The “clubhouse” party room and kitchen are available for larger gatherings and for convenience, property management is located on-site. Added perks include; Completed Exterior renovations, common area weather decking, entry doors brick entrance, security system, cameras, parking areas repaved+7 DAYS A WEEK GUARD HOUSE! The 3rd floor offers a large party sundeck for private sunbathing, get togethers or watching the sunrise! The under building reserved parking spot (#61) is ideally located just off the garage lobby entrance and there is plenty of additional guest parking. Enjoy convenient access to the elevators, trash chute, and laundry room & storage closet on the same floor! Pet friendly and with a one month rental minimum, this is the perfect primary residence, second home or Investment property! Convenient and easy access to Clearwater Beach, St. Pete, Tampa, both Airports and more! Carefree living can by yours at Harbour Light Towers! Location, Location, Location…. This 3rd floor condo at sought after Harbour Light Towers with breathtaking views from the 3th floor condo facing the Gulf of Mexico on Sand Key is Pure Paradise and challenges comparison!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $765 | $765 | $765 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,372 | $3,416 | $4,352 |
Total Monthly Payment | $4,229 | $4,273 | $5,209 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.