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Spacious and bright describes this delightful 3 bedroom, 2 bathroom condo in St Andrews Cove in the heart of Clearwater. Having the third bedroom is golden, especially if you work from home and want an office in addition to a second bedroom. This condo is open, light and bright with 3 generous sized bedrooms, a large living area and an updated galley kitchen with granite countertops, white cabinetry and stainless steel appliances. This spacious second floor unit has plenty of closet and storage space. An enclosed porch is off the living room and primary bedroom. The primary bedroom is split from the other 2 bedrooms for privacy and also has a nice walk in closet and an updated ensuite bathroom with a walk in shower. This unit has 2 entrances, one off a green-belt side street and the other is a secure and semi-private entrance from the parking lot with an assigned parking spot. The WINDOWS were REPLACED with impact windows. There is also an onsite laundry facility. This complex has a lovely community pool located between the lake & the Landings Golf Course. This community has an active and engaged condo association. The community is pet friendly. This condo is a great INVESTMENT. There are no restrictions about having to own for 1 year and there are excellent tenants currently in place till 30 September, 2024. St Andrew's Cove is located 3 blocks from Marymont Park featuring a playground and full-sized basketball court. This delightful condo is close to transportation, Countryside Mall, and the best restaurants in Pinellas County. Not to mention the best beaches like Clearwater Beach and Honeymoon Island. Don't miss out on this opportunity to enjoy a maintenance free Florida lifestyle in a friendly community.
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Our Executive Mortgage Banker:
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$211,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $168,800 | $168,800 | $168,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $204 | $204 | $204 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,095 | $1,109 | $1,413 |
Total Monthly Payment | $1,374 | $1,388 | $1,692 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.