SPRUCE CREEK SOUTH UPDATED 2/2 OAK MODEL ROOF DEC 22, HVAC 2021 and HWH 2023. Enter through the leaded glass front door to your split floor plan with wood look laminate flooring in the great room and tile throughout the rest of the home. This home has been expanded with a temperature-controlled Florida Room and enclosed Lanai, providing additional living space for relaxation and entertainment. The kitchen has stainless steel appliances, granite counter tops, tile back splash and plenty of room for a dining table. The breakfast bar adds additional counter space and storage. The master bedroom has a large walk-in closet with built in shelves and updated ensuite bath. The bath has updated shower, granite vanity and updated commode. The guest bath has also been updated with granite counter tops, walk-in shower, no tub and new commode. The full 2 car 22’ garage has sliding screen doors, insulated garage door, a side door with fantom screen door, built in storage closets and ceiling fan. Additional features that make this home special are ceiling fans with light kits, new windows, vaulted ceilings, orange peel ceilings, new outlets, new Samsung washer and dryer and outdoor grilling pad. Property borders golf cart path to the golf course. 2008 Yamaha gas 2-seater golf cart is for sale separately for $6000. Minutes to Spanish Springs and Sumter Landing squares. Convenient to the Spruce Creek South Community Center and golf course, state of the art fitness center, saunas, pool, dance and exercise classes, social activities, billiards, library and more! You can ride your golf cart to your local bank, doctor, restaurants, and more. Be sure to watch our video and call today for your private tour!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $167 | $167 | $167 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,342 | $1,324 | $1,708 |
Total Monthly Payment | $1,584 | $1,566 | $1,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.