This lovely 1 Family home at 115-42 127th Street is situated on a 40 x100ft lot located in South Ozone Park. From the outside you will be delighted with the beautiful privacy gate and decorated granite post. And a PRIVATE DRIVEWAY, enough parking for everyone! As you enter you will be invited into a warm front porch filled with natural sunlight. The living room has a spacious seating area and beautiful hardwood floors. There is an addition room that can be used as a bedroom or home office, along with a full size bathroom. Further back you will be engulfed in a super spacious dining and kitchen area. The kitchen has a gorgeous granite countertop with seating area with back yard access. The top floor has a three bedroom and a full bathroom. The bedrooms offer plenty of space for a king sized bed. The basement area is set up with all mechanics including a new boiler, laundry area and space for storage. Plenty of space to finish it into a living space. This home is located right off the Van Wyck Expressway, Near LIRR, buses, trains and shopping.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $357 | $357 | $357 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,146 | $4,199 | $5,351 |
Total Monthly Payment | $4,595 | $4,648 | $5,800 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.