The privacy and natural beauty of Tottenville beckons. South Shore Center Hall Colonial is on a rare oversized street-to-street lot spanning from Wood Avenue to Lee Avenue. As you step onto the property, the change of seasons greets you, enjoyed from the comfort of your covered porch. This four-bedroom home is a haven of peace, offering abundant interior living space designed to accommodate both lavish entertaining and tranquil living. At the heart of this home is a large eat-in kitchen for morning delights, with views and access to the rear deck and garden. Stained glass windows sprinkle colorful light throughout the home, complementing the craftsman details that echo throughout. Authenticity rings throughout the residence with original woodwork and original hardwood floors, telling stories of a bygone era. The outdoors is equally impressive, with manicured gardens showcasing mature plantings in a refined landscape on a large backyard. A detached garage offers convenience and complements the large semi-finished basement, providing ample storage and space for hobbies or additional living. Closets and storage spaces are plentiful, ensuring a place for everything. While this home stands as a beacon of charm and history, it is an invitation to those with a vision, as it requires work and renovations to restore it to its fullest potential. Embrace the chance to transform this existing masterpiece into your dream home, all while embarking on a journey to explore the many amenities that New York City’s southernmost neighborhood offers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$825,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $660,000 | $660,000 | $660,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.738% | 6.559% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,904 | $4,226 | $5,704 |
Total Monthly Payment | $3,996 | $4,318 | $5,796 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.