Have you ever experienced land envy? You're about to - this oversized colonial sits on 20 acres! "Fully updated" does not begin to describe the meticulous detail placed on this property's overhaul. New, new, new! These homeowners had EVERY intention of this being their forever home, but life had other plans. New paint throughout, new furnace, new roof, new cedar impression siding, refinished solid bamboo flooring, and a new main floor bathroom. Your brand new, custom primary bathroom, features a deep soaking tub as well as a fully glassed, river rock, rain-head shower. Enjoy an oversized kitchen, complete with a breakfast nook, and an eat in kitchen area which leads out to the main floor deck and outdoor entertainment area. These brand new, custom built double decks, are adorned with Trex decking and custom wrapped vinyl posts and railings that will provide ample ambience in the evening via their solar lights. Speaking of dinner time, entertain your guests at the slate top bar as you overlook the newly landscaped yard complete with a fire pit and even more seating in the distance. Not much for entertaining? Perhaps gardening is more your speed. We have you covered there as well, with large raised bed gardens that have grown both vegetables, and flowers in past years. Despite this property's rural location, it features high speed, fiber optic internet, perfect for remote working. Did we mention the practically brand new, (only 195 hours) Kubota B2601 tractor is negotiable?!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $636 | $636 | $636 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,957 | $3,855 | $4,894 |
Total Monthly Payment | $4,685 | $4,583 | $5,622 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.