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RARE OPPORTUNITY TO OWN YOUR OWN YEAR ROUND COTTAGE ON BIG ISLAND POND WITH WATER VIEWS! Cozy, one bedroom home with MANY updates! Slate, marble and wood floors, Corian countertops, stacked marble tile backsplash, and a SMART Moen faucet. Extra counter space, and a laundry hookup in the kitchen! All lighting fixtures have been updated, and are LED. This home is updated with a top of the line mini split heat pump and air conditioner system. Very efficient system! Septic system has a 2000 gallon holding tank. New roof. Enjoy outside with a deck, shed, and generous space for entertaining. Enjoy all of the BIG ISLAND POND community offers such as a private beach, boating, dock, swimming, jet skiing, basketball court, and a common garden! Enjoy all of the summer and winter activities this friendly community offers too! Must be owner occupied. Shared land ownership by homeowners together as Chase’s Grove Tenant’s Association (CGTA). Buyer requires approval by CGTA, as well as a $1, 000 ownership/voting share in the community. There is a $240 monthly lease fee which covers common area maintenance, plowing, and trash removal. This beauty won’t last! Book an appointment today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,200 | $191,200 | $191,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.042% | 6.276% |
Monthly Tax Payment | $163 | $163 | $163 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,288 | $1,256 | $1,612 |
Total Monthly Payment | $1,526 | $1,494 | $1,850 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.