SELLER CURRENTLY HAS A MORTGAGE AT 3. 25% THAT IS ASSUMABLE, INQUIRE ABOUT MORE DETAILS! What an amazing home, almost 2000 SQUARE FEET AND everything has been updated! GORGEOUS QUARTZ COUNTERTOPS, SOFT CLOSE CABINETS, HUGE ISLAND IN THE KITCHEN, BRAND NEW DISHWASHER, AND SO MUCH MORE. THERE IS GORGEOUS ENGINEERED HARDWOOD FLOORS THROUGHOUT THE ENTIRE HOME. The OPEN FLOOR PLAN and neutral colors make this home so light and bright. GORGEOUS BATHROOMS, OVERSIZED GARAGE, lots of storage as well as a comfortable outdoor space. The NEWER WINDOWS keep road noise out and help with energy efficiency. The upgrades and remodel were completed in 2017. You can feel right at home with the SPACIOUS BEDROOMS AND THERE IS AMPLE SPACE TO WORK FROM HOME. Perfect central location on the border of Dunedin and Clearwater. You can enjoy the Florida life at some of the most beautiful beaches in the world. CLEARWATER BEACH IS ONLY 10 MINUTES AWAY! DOWNTOWN DUNEDIN IS ABOUT 2 MILES AWAY boasting restaurants, entertainment, bars, breweries, craft fairs and more. You will be just a short drive or bike ride away. Excellent rental opportunity for investors as well as home buyers. FHA and VA buyers welcome! Home is located in a residential neighborhood on a busier street across from Dunedin Elementary School.
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Our Executive Mortgage Banker:
Our Insurance Division:
$519,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,920 | $415,920 | $415,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $295 | $295 | $295 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,698 | $2,732 | $3,482 |
Total Monthly Payment | $3,085 | $3,119 | $3,869 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.