Assumable mortgage with sub 3% interest rate available!
Located in sunny Valrico, this move in ready 3 bedroom/2. 5 bathroom pool home is the home that you're looking for. A quiet, safe, and family friendly neighborhood in a great school district that is close to shopping as well as golfing with NO HOA or CDD! Inside, the home has been wonderfully updated. Stone counter tops throughout the kitchen and 3 bathrooms. The kitchen has stainless steel appliances and wood cabinets. The pantry has easy to access pull out drawers. All bedrooms are upstairs. The master suite has its own private bathroom and walk in closet. A special feature is that one of the other bedrooms has extra storage space due to access to the attic. Outside, the backyard showcases the best of Florida living. The backyard boasts a huge private pool. The pump was recently replaced. The yard also contains many flowers and a variety fruit trees (orange, pomelo, guava, lemon, bananas, peach, hibiscus, habanero, Serrano, blueberry, key lime, and strawberry). There is nothing better than fresh organic fruit. Golfers will enjoy the less than 5 minutes drive to Buckhorn Springs Golf and Country Club. Parents will love the short walk to the great middle and elementary schools.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $396 | $396 | $396 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,293 | $2,207 | $2,847 |
Total Monthly Payment | $2,764 | $2,678 | $3,318 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.