Nestled in the tranquil Millpoint community, this charming home offers lake access and mooring rights, perfect for enjoying all the summer water recreational activities. With one bedroom and one bathroom, it serves as an ideal peaceful retreat. Situated on a generous . 75-acre lot, this year-round haven offers convenient access to the Colchester Causeway, a favorite spot for outdoor enthusiasts. From leisurely walks and biking to snowshoeing and cross-country skiing, there's something for everyone to enjoy. Step inside and be welcomed by a warm and inviting atmosphere, highlighted by a large fireplace that serves as the focal point of the living space. The open layout is bathed in natural light, allowing for easy movement between rooms. Adjacent to the living area, you'll find a versatile home office, providing a quiet and productive space for remote work or creative pursuits. This home truly offers a peaceful retreat with all the comforts and conveniences you desire.
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Our Executive Mortgage Banker:
Our Insurance Division:
$334,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $267,920 | $267,920 | $267,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $251 | $251 | $251 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,805 | $1,781 | $2,297 |
Total Monthly Payment | $2,131 | $2,107 | $2,623 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.