7220 Otter Creek DRIVE, New Port Richey, FL, 34655 | $475,000

Under contract-accepting backup offers. Discover your dream home in the sought-after community of Nature's Hideaway, featuring this beautiful 4 bedroom, 2. 5 bathroom pool home that boasts fantastic curb appeal. With a well-groomed lawn and shrubs, and a Northern-style exterior, this home invites you in with its charm and character.

Upon entering, the split floor plan cleverly separates the living spaces for optimal privacy and flow. To your left, the living room welcomes you with wood laminate flooring that stretches throughout, tall cathedral ceilings, and French doors that lead to a covered and screened-in lanai with a large in-ground pool. This space is perfect for entertaining or simply enjoying a quiet, relaxing day outdoors. To your right, the dining room offers ample space for family gatherings and features a convenient half bathroom and direct access to the garage.

The heart of the home is the country-style kitchen, equipped with newer appliances and abundant counter space, complemented by a cozy eat-in area. The main level also includes a handy laundry room located just off the hallway.

The primary suite, located on the first floor, is a true retreat with its cathedral ceilings, walk-in closet, and an en-suite bathroom complete with dual sinks, a garden tub, and a standalone shower.

As you ascend the stairs, positioned centrally just past the main entry, a versatile flex area awaits, leading to three generously sized bedrooms, a full bathroom with a shower-tub combo, and a secure storage area for valuables.

Completing this exceptional property, the large lot offers expansive outdoor spaces that extend beyond the pool area. Each side of the pool is fenced, providing added privacy and security. On one side, a beautifully paved area creates the perfect setting for sunbathing or hosting outdoor events. On the other, a meticulously manicured lawn offers a lush, green space ideal for relaxation or play. This home not only delivers on indoor luxury and comfort but also excels in offering versatile and appealing outdoor living options, making it a standout choice in Nature's Hideaway.

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Closet
  • Year Built: 1987
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,056
  • Acreage: 0.15
  • Est. Taxes: $3,769
  • HOA Fee: $105 Quarterly
  • Lot Desc: Sidewalk
  • Elem. School: Trinity Oaks Elementary
  • Middle School: Seven Springs Middle-PO
  • High School: J.W. Mitchell High-PO
  • Pool: In Ground, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: U8238897
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/U8238897/7220ottercreekdrive_newportrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2024 1:31:36 AM)

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203.246.7215

Ileana.Barns-Slavin@raveis.com

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Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Michael AlvordInsurance Sales Director, William Raveis Insurance

203.925.4507

Michael.Alvord@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

7220 Otter Creek DRIVE, New Port Richey, FL, 34655

$475,000

Ileana Barns-Slavin

Sales Vice President

William Raveis Real Estate

Phone: 203.246.7215

Ileana.Barns-Slavin@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.159% 6.286%
Monthly Tax Payment $314 $314 $314
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,592 $2,526 $3,207
Total Monthly Payment $2,981 $2,915 $3,596

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.