3280 Minnow Creek DRIVE, Hernando Beach, FL, 34607 | $750,000

Direct Gulf Of Mexico access on the deep saltwater canal with quick access to the main channel for heading out!!! Look no further then Gulf coast boating lifestyle where you will experience breathtaking views. Standing pilling dock is included TWO remote controlled boat lifts with lights, water, electric outlets and umbilical cord access for battery charging systems. Each have a capacity of 10, 000 lbs (2012) and 16, 000 lbs (motor & gear changed 2022), presently used for a 33ft boat. Conveniently located fish table with sink. Seawall sidewalk along the full 70ft length of the property. Imagine watching dolphins and manatees swim by as you fish from your back yard. Above ground pool 24x12ft for the hot summer days. The work-shop/store room. First level featuring 2 separate entrances (front and back of the house) and a practical open floor plan that invites you to personalize and make it possibility to convert into 2 bed 1 bath private space with full kitchen and provision for washer & dryer, which can be perfect for an in-law suite or for guests and visiting family members to have additional privacy. The second level feature your finished living space with central A/C system and 2nd mini-split A/C system & heat pump (2022) individually controls in living room and in each bedrooms. The living room lead out to the 600+sqft upper deck (2012), offering a great spot to entertain and panoramic waterfront views of the Gulf, beautiful sunrises, and stunning sunsets are just a few highlights of this paradise! While it may need some updating, the attractive pricing reflects the opportunity for you to transform it into your dream coastal retreat plus a possibility of additional income.
Additional updates: Heavy gage metal roof standing seam. NO HOA, NO DEED RESTRICTIONS AND NO SHORT-TERM RENTAL RESTRICTIONS this home offers the freedom to enjoy the waterfront lifestyle on your own terms.
Located in Hernando Beach where you can enjoy local restaurants and bar with live music, marinas, fishing piers & nature preserve hiking. Hanging out with friends on your boat on the "Flats", boating to Anclote Island for gorgeous white sand beaches! Short ride up to the Homosassa River and/or Crystal River for swimming in the springs and with the manatees! The US Coast Guard Auxiliary Station, VFW, Linda Pedersen Park, Jenkins Creek Preserve & Rogers Park are all just Minutes Away as well as World-Famous Mermaids of Weeki Wachee Spring State park. Additionally, Tampa International Airport is just 1 hour away, and the Disney Theme Parks is 90-minute drive. Take advantage of the opportunity. This is more then a home - it is a lifestyle!!! Must See.

Features

  • Rooms: 5
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 70 x 100
  • Laundry: Other
  • Year Built: 1963
  • Heating: Central, Electric, Wall Units / Window Unit
  • Cooling: Central Air, Mini-Split Unit(s), Wall/Window Unit(s)
  • Approx Sq. Feet: 2,145
  • Acreage: 0.16
  • Lot Size: 70 x 100
  • Est. Taxes: $5,762
  • Lot Desc: Cul-De-Sac
  • View: Water
  • Pool: Above Ground, Deck
  • Appliances: Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: O6196325
  • Days on Market: 109 days
  • Website: https://www.raveis.com
    /prop/O6196325/3280minnowcreekdrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/21/2024 9:47:07 PM)
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO   Phone: 407-622-2122

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3280 Minnow Creek DRIVE, Hernando Beach, FL, 34607

$750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $600,000 $600,000 $600,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $480 $480 $480
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,992 $3,988 $5,060
Total Monthly Payment $4,564 $4,560 $5,632

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.