505 W 143rd St, #24, New York, NY, 10031 | $450,000

Spacious Pre-War Cooperative Apartment in Prime Manhattan Location This inside corner unit located in a well-maintained elevator building offers exceptional east, west, north and south views. Boasting high ceilings, hardwood floors, and abundant closet space, this home features windows in every room to allow natural light throughout. In a prime neighborhood close to restaurants, shops, and public transportation including the LIRR, you'll enjoy an easy commute and lively surroundings. Building amenities include a live-in superintendent and on-site laundry room. As an HDFC cooperative, income qualifications apply with caps starting at $130, 400 for one person and scaling up based on household size. Pets up to 35 lbs are also welcome. Ideal for those seeking charm and character along with originality, this spacious pre-war co-op presents a rare opportunity to join this pet-friendly community in a convenient Manhattan location. Schedule your showing today to experience this unit for yourself! 24hour notice needed for showings. There is a 5% flip tax and a 5-month assessment fee of $150 Amalgamated Bank will be the required lender for purchase of this property 120% AMI: 1 person - $130, 440, family of 2 -$149, 160 family of 3 - $167, 760. family of 4 - $186, 360

Features

  • Parking: On Street
  • Heating: Oil, Hot Water
  • Cooling: None
  • Levels: 6
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 1 full
  • Complex: Hamilton Heights
  • Year Built: 1920
  • Est. Taxes: $0
  • Lot Desc: Near Public Transit
  • Elem. School: Castle Bridge School
  • Middle School: Community Health Acad Of The Heights
  • High School: Community Health Acad Of The Heights
  • School District: Manhattan 6
  • Pet Policy: Size Limit
  • MLS#: 3545495
  • Days on Market: 219 days
  • Website: https://www.raveis.com
    /prop/3545495/505w143rdst_newyork_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of A P S Realty LLC   Phone: 917-459-1791

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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505 W 143rd St, #24, New York, NY, 10031

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,395 $2,393 $3,087
Total Monthly Payment $2,470 $2,468 $3,162

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.