Welcome to Windmill Village, a vibrant 55+ community where comfort and style converge. This meticulously maintained 2013 Jacobson model boasts 1404 sq ft of living space, featuring 2 bedrooms and 2 bathrooms designed with your utmost convenience in mind. Step into the airy open concept layout, where every corner exudes warmth and elegance. Professionally decorated with exquisite taste, this home showcases crown molding, drywall finish, and high ceilings that elevate the ambiance. The heart of the home is a chef's delight, offering ample storage in the kitchen, complete with a breakfast bar seating 3 for casual dining and a more formal dining area off of the kitchen. A large laundry room with a utility sink adds to the practicality of daily living. Relax and unwind in the primary bedroom retreat, complete with a generously sized closet and an en suite bathroom featuring dual sinks and abundant storage space. The second bedroom also boasts a large closet, ensuring comfort for guests or family members. Enjoy the Florida sunshine in the newly screened lanai perfect for outdoor gatherings. Sturdy steps lead to a charming paver patio, ideal for soaking up the sun or hosting barbecues amidst mature landscaping. This home is fortified with double pane glass windows, ensuring peace of mind during stormy weather. Additional upgrades include a new roof (2021), new air in (2018) and updated ductwork (2023), new siding (2023), ensuring years of worry-free living. Practical features such as carpet cleaning (April 2024), a hot water heater replacement (2019), and leveled and reshimed (2022) add to the value of this remarkable home. Plus, the railing out front is set for a lift, enhancing accessibility. Conveniently, a large storage shed provides ample space for tools and equipment, completing this picture-perfect residence. Don't miss this opportunity to experience the epitome of 55+ living in Windmill Village! This active lifestyle community features two private marinas, boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center and many clubs catering to your hobby interests. The Pavilion by the heated pool offers an area for holding gatherings. Punta Gorda was voted “#1 Best Small Place to Live” by Money Magazine and Forbes. Purchase price does not include $18, 285 for Buy-In Share and Bond, which is refunded when you sell. Don't miss the opportunity to make this thoughtfully upgraded and beautifully maintained home in Windmill Village yours! Schedule your showing today-this is your paradise.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,600 | $215,600 | $215,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $47 | $47 | $47 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,434 | $1,433 | $1,818 |
Total Monthly Payment | $1,556 | $1,555 | $1,940 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.