SELLERS OFFERING $10, 000 SELLER CONCESSION AT CLOSING TOWARDS BUYER'S CLOSING COSTS AND/OR INTEREST RATE BUY DOWN! The home of your dreams awaits you in the beautiful and highly desirable community of the Preserve in Odessa Florida! Built in 2019, this home features two story all block construction. A stunning brick paver front porch sets this home apart from the rest the minute you step foot on the property. Custom board and batten in the entryway makes coming home feel like luxury. The open concept floor plan has the family room, dining room, kitchen and a half bath all downstairs. There is ample storage with two storage closets in the main living area. The kitchen is appointed with bright white cabinetry, all new stainless steel kitchen appliances (2024), and an expansive walk in pantry with built in shelving. Several windows with custom craftsman trim let tons of natural light flood into the entire downstairs of the home. The large dining area adjacent to the kitchen is perfect for entertaining guests. The downstairs powder room has a new vanity with cabinet storage, new quartz countertops and updated fixtures which compliment a shiplap accent wall. Upstairs offers a versatile loft/landing and more storage with a spacious linen closet attached. The master suite is shown with a king sized bed and still has plenty of space to suit your needs; and the enormous walk in closet can accommodate even the most expansive wardrobe. The en-suite boasts a double sink vanity with updated gold hardware and a walk in shower with two more storage closets. The additional 3 bedrooms share access to another beautiful bathroom with a double sink vanity and a shower/tub combo. The laundry room is also upstairs conveniently near all bedrooms with a Frigidaire washing machine and clothes dryer (2019). The backyard is fully fenced in and features a beautiful large paver patio (16X30) perfect for enjoying the beautiful Florida weather with outdoor dining, recreation, or entertaining. The home comes with a smart touchpad doorknob, camera doorbell, and window and door alarms throughout the downstairs, as well as an upgraded smoke detector and carbon monoxide detector, all linked to a touchscreen smart home security system to keep your family safe. A whole home Maytag water softener and purifying system was Installed in 2020 and has a lifetime warranty. The community features a clubhouse with fitness center, two swimming pools including an Olympic sized lap pool and a heated zero-entry family pool. There are multiple playgrounds, soccer field, basketball court, dog park, and access to a private entry to the sun coast trail! This neighborhood is at a prime location less than a mile from the veterans expressway and easy access to SR 54, I-275, and I-75 making access to all of Tampa bay so convenient! With top rated schools, premiere local dining and entertainment, this house will not last long, make it your home today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $408,000 | $408,000 | $408,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $470 | $470 | $470 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,818 | $2,712 | $3,498 |
Total Monthly Payment | $3,380 | $3,274 | $4,060 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.